Your goals and dreams are distinctively YOU.

So your financial plan should be, too.

As risk managers, we’re not here to just help you plug in the numbers for big returns. We’re here to help you make the right decisions at the right time.

We’ll spend lots of time getting to know you, understanding the nuances to the decisions you’ve made, and getting a clear picture on the goals you still want to achieve. Every plan we create is one-of-a-kind, so rest assured: you’ll never get a cookie-cutter portfolio, and we’ll always work together to keep it lockstep with your head and heart.

Our Services

Straightforward solutions. Commonsense advising.

When you’re trying to save money for your kids’ college education or working hard to build the right-sized nest egg for retirement, your financial needs might feel complex. Our services help you simplify.

Financial Planning

Your financial plan is always personalized to match your investments, your goals, and your tolerance for risk. We’ll always start by building a foundation with achievable goals, developing a complete financial picture, and then consistently reviewing and optimizing performance.

Retirement Planning

Whether you’re planning for retirement, almost to retirement, or already in retirement, we help you focus on building enough assets so your income will meet your needs throughout retirement (considering all factors like increased longevity, healthcare costs, and inflation). No matter where your work or life leads you, we’re here to help manage your cash flow, allocate your resources, and meet your financial goals without endangering your long-term plans.

Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. White River Wealth Advisors and Raymond James do not provide tax or legal services. Please discuss these matters with the appropriate professional.

Portfolio Management

When we build and manage your portfolio, we use the insights and approaches modeled by elite institutions in order to best select a mix of asset classes that closely match your preferences, goals, and risk tolerance. We know that a financial portfolio is always evolving, so we’re always assessing the ongoing tax components of your portfolio and are ready to adjust to make sure your plan stays in sync with your head and your heart.

There is no assurance that any investment strategy will be successful. Investing involves risk and investors may incur a profit or a loss. Asset allocation and diversification do not ensure a profit or protect against a loss. Past performance is not indicative of future results.

Education Planning

When supporting a child’s education is one of the most important parts of your financial plan, we’re here to introduce you to investment vehicles and tax-efficient options (like 529 College Savings Plans and UGMA and UTMA accounts) so you can best prepare for the costs of a higher education.

Certain conditions may apply. Earnings in 529 plans are not subject to federal tax, and in most cases, state tax, so long as you use withdrawals for eligible education expenses, such as tuition and room and board. However, if you withdraw money from a 529 plan and do not use it on an eligible education expense, you generally will be subject to income tax and an additional 10% federal tax penalty on earnings. Investors should consider before investing, whether the investor’s or the designated beneficiary’s home state offers state tax or other benefits only available for investments in such state’s 529 savings plan. Such benefits include financial aid, scholarship funds, and protection from creditors. 529 plans offered outside their resident state may not provide the same tax benefits as those offered within their state.

Estates, Charitable Giving, & Trusts

Building generational wealth requires additional planning and careful guidance in order to control the distribution of your assets and benefit everyone you care about most – you, your family, and your most important charities and causes. We offer the resources you need so that you and your entire estate management team (like your attorneys and CPA) can work together to preserve your assets, share your legacy, and make a generational impact.

This information is general in nature, and is intended solely for the purpose of illustrating conceptually how a particular estate planning technique might work, based on various assumptions. Whether the planning technique is appropriate for you will depend on your goals and your specific situation. This is not a complete statement of all information necessary for making an investment decision, and is not a recommendation or a solicitation to buy or sell any security. Investments and strategies mentioned may not be suitable for all investors. Past performance may not be indicative of future results. White River Wealth Advisors does not provide advice on tax, legal or mortgage issues. These matters should be discussed with an appropriate professional.

Banking & Lending Solutions

Backed by the power of Raymond James, we help you access cash strategies and lending solutions like cash strategies consulting, capital access, cash sweeps, credit cards, securities backed lending options, structured lending, residential lending, and more. Our comprehensive suite of cash management and lending solutions can address both your short-term and long-term needs to help ensure that we are continuously working to fulfill your financial goals.


No judgment. No side-eyes. No uncomfortable conversations.

We know that everyone spends and saves differently, so we’ll never hold you to a rulebook or judge you for handling money a certain way. We’re simply here to help – without a shred of judgment.

Real talk

Whether we meet in your living room, your favorite coffee shop, or here in our office, our first connection begins with a real conversation where you can learn all about us and we can learn all about you.

Real listening

We'll never show up with a pre-set agenda or tune in just long enough to sell you on a plan. We're here to actually HEAR your story – who you are and all the things and people that you care about most.

Real life

Maybe you want to retire early, create a trust for your grandchildren, or save just enough money to fund that dream vacation. Your dreams matter here, and every financial plan we create is designed for real life.

Real support

You never have to get in the weeds or spend sleepless nights worrying if your goals are still on track. We've always got our eye on your plan, and we’ll never stop advocating for your best interests.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™, and in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Raymond James is not affiliated with any of the companies mentioned.

Financial and lifestyle insights that just might make you the most interesting person in the room

Grab the latest edition of Worthwhile magazine, a Raymond James publication that keeps you in-the-know with all things investing, lifestyle, and leisure.

Cover of Worthwhile magazine

Not quite sure what you need?

Schedule a free 1:1 meeting to figure out next steps.